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Access to capital is often the single limiting factor that stands between small businesses and the scale-up that will take them to the next level. Our full suite of lending options lets you get the liquidity you need, when and where you need it.


When traditional loans or lines of credit aren’t an option, accounts receivable financing (also known as factoring) provides the quick liquidity that can help you meet your financial needs. 


Our commercial real estate financing solutions are able to help you leverage your existing operations so that you can expand into an owner-occupied space or get started in commercial investment properties with recourse or non-recourse funding.


For smaller operators, a Small Business Administration (SBA) loan is often the most effective way to get access to the capital that you need to satisfy a whole host of operational goals including start-up costs, securing a building, purchasing equipment, or simply as working capital.

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Your Trusted Partner in Small Business Capital

Mark Costello
Mark Costello recently retired from the US Small Business Administration after 33 years of service. Mark served most recently as Deputy District Director of SBA’s Seattle District Office, overseeing the delivery of SBA’s financing, contracting, and technical assistance programs. Mark spent many years working with commercial lending institutions and small business owners to facilitate the delivery of SBA financing programs throughout Washington State and Northern Idaho.
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Due to the effects of the pandemic and other economic forces, many small businesses are having difficulty accessing the credit necessary to sustain and grow their enterprises.

Often the challenging credit environment has left business owners unable to secure working capital from traditional sources, resulting in significant cash flow problems.

Many existing businesses have normally accessed lines of credit or have used bank loans to finance their businesses, funding everything from labor, goods and supplies, raw materials, payroll, insurance, taxes, expansion, and more. Unfortunately, our turbulent economic environment has some lenders wary of higher loan default rates for the foreseeable future. As a result, they are unlikely to start lending at levels necessary for most small businesses to benefit.

Foothills Business Capital may well be able to help you navigate the current credit market uncertainty. In fact, Foothills Business Capital has access to multiple alternative lending sources which can provide your business with a much-needed cash flow infusion. Use your funds to restructure your balance sheet, invest back into your business to allow you to remain competitive, expand, and most importantly - gain peace of mind.


Fast Approvals (Subject to lender requirements)

Fast Closings (Subject to lender requirements)

Comfortable with Complex Transactions

Solutions for Credit-Challenged Businesses

Loan Amounts From $5,000 to $10,000,000

100% Financing Available in Some Instances

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